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Assumptions
- Rates are subject to change without notice.
- Rates are for first mortgage loans.
- Loans are subject to approval; not all applicants will be approved.
- Property taxes and insurance are an additional charge.
- Fees and charges apply.
- Closing costs assume impound account for property taxes and insurance.
- Restrictions may apply.
- Rates may be higher for loan amounts under $100,000 and over $650,000.
- Annual Percentage Rate (APR) calculations are based on single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 90%; and a loan amount of $150,000 for conforming loans or $350,000 for jumbo loans, unless otherwise specified.
- Annual Percentage Rate (APR) calculations assume no subordinate financing.
- Annual Percentage Rate (APR) assumes that the borrower will provide full income documentation.
- Monthly Payment per $1,000 and Monthly Payment calculations include principal and interest ONLY.
- Property taxes, hazard insurance, homeowner's association dues, PMI (Private Mortgage Insurance), mortgage taxes, state taxes, and any other recurring costs are not included in the monthly payment calculations.
- Lock period of 30 days.
- Other programs are available at higher rates such as no income, no asset verification, investment properties, slow credit and construction loans.
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 American Home Loans is an Equal Housing Opportunity Lender
Copyright 2006 American Home Loans
16541 Gothard Street, Suite 104 Huntington Beach, CA 92647. Phone: 800-967-3020.Contact Us
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